Michigan Catastrophic Claims Association (MCCA) Refund


The MCCA  is issuing $3 billion in refunds based on a surplus in the fund to owners of each vehicle that had insurance, with some exceptions, on October 31st, 2021. The refund amount will be $400 per eligible vehicle and $80 for those with a historical plate at that time.

The MCCA will begin distributing funds to insurance companies on March 9th, 2022 and the companies have 60 days, until May 9th, 2022, to issue the refunds to all who are eligible. Some companies have said they expect to be issuing them by mid-to-late March. It is important to note that vehicles that had comprehensive coverage only are not eligible for the refund and that your refund will come from the company you were insured with on that date, regardless of who you are insured with now.

As each carrier announces their plans for distribution of these refunds, we will share that info with you.

DIFS (Department of Insurance and Financial Services) has a helpful FAQ on their website that provides many answers to what vehicles are eligible and when the refund might be expected.

 You can find out more directly from DIFS, here:
Darin Mohrman

Darin Mohrman

Sales and Operations Manager, Personal Insurance at Al Bourdeau Insurance Agency
“Education is what you get from reading the fine print; experience is what you get from not reading it.“

I’m a former aspiring “ski-bum” turned insurance professional.I was licensed in 2002 and in 2013 I obtained my Certified Insurance Counselor (C.I.C.) designation. I'm married to an amazing woman, have a wonderful son and a cat.I enjoy travelling, music, craft beer, woodworking, collecting and restoring antique tools and all things computer and tech related.
Darin Mohrman

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